Omaha Moves Here
What to Do If You Can’t Make Your Mortgage or Rent Payment
Posted by Mike Dein - Apr 1, 2020, 10:59 AM
In times of economic stress, many families may be wondering what to do if they are unable to make a mortgage or rent payment.
What You Can Do Now to Set Yourself up Financially Later
Posted by Mike Dein - Mar 30, 2020, 10:10 AM
Here are four things CNBC contributors identified as the most important things to do now to be more financially flexible later.
Financial Moves You Can Make During Coronavirus Quarantine
Posted by Mike Dein - Mar 27, 2020, 9:20 AM
Coronavirus news has left a lot of us thinking about our finances. During this turbulent time, it’s important to protect yourself and finances.
Flexible Ways to Use the FHA Loan
Posted by John Hardy - Mar 25, 2020, 10:50 AM
The FHA Loan is a popular home loan for first-time home buyers because of its low down payment options and more lenient credit score.
Why the Fed’s Rate Cut Does Not Mean 0% Mortgage Rates
Posted by Mike Dein - Mar 23, 2020, 10:04 AM
Last Sunday the Federal Reserve cut Federal Funds rates to nearly 0%. It will influence mortgage rates but unlikely we will ever see 0%.
How Paying Off Debt Sets You Up for Financial Success
Posted by Mike Dein - Mar 4, 2020, 8:31 AM
Everyone is trying to spend less and save more, but the key to financial success depends what you’re spending on.
What to Know About Buying a Home Near Water
Posted by John Hardy - Mar 3, 2020, 10:25 AM
Many homeowners are still dealing with last year's flood. Here's some good information to discover how water effects property across the country.
Braised Corned Beef Brisket
Posted by John Hardy - Feb 29, 2020, 9:45 AM
A St. Patrick's Day must-have in our house. My kids HATED corned beef until now.
Household Items You Should Be Cleaning but Probably Aren’t
Posted by John Hardy - Feb 28, 2020, 9:08 AM
Did you know that the kitchen is the germiest part of your home? Cleaning your home is always a good idea, especially in the midst of cold and flu season.
9 Million Homeowners Could Save with a Refinance
Posted by Mike Dein - Feb 25, 2020, 8:55 AM
On the fence about a refinance? About 9.4 million homeowners could save an average of $272 per month if they refinanced their mortgage at today’s rates.
Should you look at homes outside your budget?
Posted by John Hardy - Feb 23, 2020, 1:39 PM
Why would you look at homes outside your budget. There are a few reasons and they aren't reasons that actually break the bank.
What can you do about your debt before you buy a home?
Posted by Mike Dein - Feb 12, 2020, 8:53 AM
When you apply for a mortgage, or any other loan or line of credit, your lender will look at your debt-to-income ratio or DTI.
Caution: What to Know When Buying a Home in Another Country
Posted by John Hardy - Feb 10, 2020, 3:04 PM
Whether you plan to purchase an international vacation home or move abroad permanently, buying overseas is quite the undertaking.
How to Accurately Price Your Home for Sale
Posted by John Hardy - Feb 6, 2020, 9:33 AM
Your home has probably appreciated since you bought it but do you know how much it’s worth? Avoid these red flags if you're going to sell this year.
Home Sellers See Record Profits
Posted by Mike Dein - Feb 3, 2020, 1:14 PM
In 2019, sellers netted an average of $65,500, the highest level in 13 years.
4 Housing Trends to Expect in 2020
Posted by Mike Dein - Jan 29, 2020, 11:37 AM
The Federal Open Market Committee met for the first time in 2020 and based on minutes from last month's meeting, no interest rate movement is expected.
4 Questions to Answer Before You Refinance Your Mortgage
Posted by Mike Dein - Jan 27, 2020, 10:09 AM
A refinance is a new loan that comes a new mortgage and closing costs. Whether or not it's right for you, depends on your answer to these four questions.
Market Forecast January 2020
Posted by Mike Dein - Jan 24, 2020, 11:02 AM
Market Forecast: FHFA House Price Index, Mortgage Applications, Existing Home Sales
Could Densification Give Builders More Space to Build?
Posted by John Hardy - Jan 22, 2020, 9:14 AM
Across the country, home shoppers are competing over a limited homes. That crunch is not enough lots to build on, a shortage we predicted in 2012.
3 Surprising Documents You May Need for Your Mortgage Application
Posted by Mike Dein - Jan 20, 2020, 10:22 AM
Be prepared before you start your application. Before you apply, gather bank statements, tax returns, pay stubs and possibly these three documents.
Credit Score Myths You Might Believe
Posted by Mike Dein - Jan 17, 2020, 9:45 AM
Typically, a higher credit score shows lenders that you're responsible with your debt and may help you get a better interest rate but beware of these myths.
Rising Childcare Costs Hurt Homeownership
Posted by Mike Dein - Jan 15, 2020, 9:33 AM
A major challenge, when it comes to affording a home, is the high cost of childcare. One report found childcare costs have risen 49% in the last 25 years.
Your New Home Checklist
Posted by John Hardy - Jan 13, 2020, 9:10 AM
Moving into a new home is exciting – and can be overwhelming. That’s why we’ve created your “Welcome Home” Checklist!
Housing Market May See An Early Home Buying Season
Posted by John Hardy - Jan 8, 2020, 10:48 AM
Lower rates plus a more stable interest rate environment will likely trigger mortgage momentum heading into the new year.
Preventing Ring Doorbell and Camera Hacks
Posted by John Hardy - Jan 6, 2020, 10:57 AM
Ring has been in the news lately for cyber criminals hacking into cameras as they did in this Nebraska home.
Watch Out for Haphazard Home Renovations
Posted by John Hardy - Jan 2, 2020, 4:39 PM
Buying a home that was recently renovated can be a great find or a big mistake.
Fannie Mae: Upbeat Outlook for New Home Construction in 2020
Posted by Mike Dein - Jan 2, 2020, 4:29 PM
Researchers predict single-family housing starts will accelerate 10% in 2020 after just a 1% growth this year.
What to Expect from the Housing Market in 2020
Posted by John Hardy - Dec 30, 2019, 10:22 AM
Although recession rumors persisted throughout 2019, the economy does not appear to be slowing down drastically.
Is the home the next family heirloom?
Posted by John Hardy - Dec 27, 2019, 1:17 PM
What do you do if you inherit a house? The three main options, move into the home and live there, turn it into a rental to income, or sell it for a profit.
Cash-Out Refinances Reach 12-Year High
Posted by Mike Dein - Dec 26, 2019, 7:06 AM
According to a data analytics firm, refinance volume climbed 132% in the third quarter of 2019, the highest level in three years.
End-of-Year Finance Mistakes to Avoid
Posted by Mike Dein - Dec 23, 2019, 10:55 AM
Pay attention to finances now or it could cost you next year. Review your finances now to cut excess spending and take advantage of opportunities to save.
Americans of All Ages are Not Moving
Posted by John Hardy - Dec 19, 2019, 1:46 PM
If you’ve been house hunting in recent months, you’ve probably noticed fewer homes for sale. There is a housing inventory shortage and the data proves it.
Real Estate Experts Warn Against These Kitchen Trends
Posted by John Hardy - Dec 16, 2019, 1:20 PM
What was hot will soon be not. Watch out granite, quartz is here to stay.
Avoid Debt this Holiday Season
Posted by John Hardy - Dec 13, 2019, 1:32 PM
You want to shower your loved ones with gifts but you don't want the holidays to become a season of debt you'll still be paying for next year.
What Co-Signing on Someone Else’s Mortgage Means for You
Posted by Mike Dein - Dec 11, 2019, 10:09 AM
If you have a good credit and steady income you may be asked to co-sign someone's home loan. If they miss a payment your FICO score can drop 90- 110 points.
Rental Rates Rise, Especially for Single-Family Homes
Posted by Mike Dein - Dec 9, 2019, 10:59 AM
Renters are about to start paying more every month, according to data from CoreLogic, due to a shrinking supply of single-family rental homes.
Commonly Overlooked Home Hazards
Posted by John Hardy - Dec 4, 2019, 10:01 AM
You don’t have to save your cleaning for the spring! Zillow researchers narrowed down the top five household hazards and how you can avoid them.
Buying a Home for the Holidays
Posted by John Hardy - Dec 2, 2019, 10:20 AM
During the holidays, home buying and selling activity tends to slow down, if you're a buyer this can work to your advantage.
Carne De Puerco En Chile Verde (Pork with Green Chili)
Posted by John Hardy - Nov 15, 2019, 1:45 PM
This Mexican Chile Verde is made with tender pieces of pork simmered in a flavorful tomatillo and chili pepper broth.
5 Home Improvement Trends from the Home Improvement Research Institute
Posted by Mike Dein - Nov 13, 2019, 11:14 AM
Many homeowners are taking advantage of lower mortgage rates to reinvest in their home through improvement projects rather than search for a new home.
Seniors Need to Consider the Financial Perspective of Their Home
Posted by aneedham - Nov 11, 2019, 10:43 AM
After years of living independently and countless memories, you’ve made the difficult decision to move into an assisted living facility.
Looking to flip homes? Look in the Midwest!
Posted by John Hardy - Nov 7, 2019, 7:03 AM
Home flipping is one of the ways real estate investors make money. The practice is usually popular in markets experiencing rapid appreciation.
Are you financially prepared for an emergency?
Posted by John Hardy - Nov 4, 2019, 7:42 AM
A study shows that man Americans are unprepared for an emergency like a car accident or unexpected medical cost.
7 Inexpensive Ways to Add Value to Your Home
Posted by John Hardy - Oct 30, 2019, 11:10 AM
A couple of inexpensive changes can make a big difference to potential buyers who are touring your home.
Warning: 7 Outdated Home Décor Trends According to Real Estate Experts
Posted by John Hardy - Oct 28, 2019, 9:51 AM
All good trends must come to an end! It all depends on how long you plan on living in your home. Your style preferences come first.
Expect Bidding Wars this Fall
Posted by John Hardy - Oct 22, 2019, 8:53 AM
After a busy Spring, and two late-in-the-year rate cuts we're expecting an even busier Fall, bidding wars included.
Are you making this big money-saving mistakes?
Posted by Mike Dein - Oct 18, 2019, 8:46 AM
While most of us know we are “saving for retirement,” we may forget we are actually “investing for retirement.”
Investing in Real Estate vs. Stocks
Posted by Mike Dein - Oct 16, 2019, 8:43 AM
While all investments come with a degree of risk and reward, investing in real estate tends to appreciate over time, and it is a useable, tangible asset.
Many Seniors Prefer Multigenerational Housing
Posted by John Hardy - Oct 14, 2019, 4:45 PM
In 2018, 20% of Americans lived in a home that included adults from two or more generations. Multigenerational living is growing more common.
Why School Districts Matter, Even if You Don’t Have School-Age Children
Posted by John Hardy - Oct 9, 2019, 10:32 AM
It will influence the overall value of your home. When it comes time to sell, it may even help you sell faster and earn a larger profit.
Average Consumer FICO Score Reaches 706
Posted by Mike Dein - Oct 4, 2019, 10:10 AM
If you are getting ready to refinance or buy a new home, find out your credit score. A good credit score will help you qualify for your home loan.
What Not to Do When the Fed Cuts Interest Rates
Posted by Mike Dein - Oct 2, 2019, 10:01 AM
Lower interest rates mean a lower cost to borrow money, but also a lower return on your savings investments. Here's what not to do when the rates drop.
Did you know your homeowner’s insurance may cover this?
Posted by John Hardy - Sep 27, 2019, 11:13 AM
Did you know your homeowner’s insurance may cover some unexpected hazards in addition to fire, theft and weather damage?
Home Buyers Rank Air Conditioning Over Proximity to Family and Friends
Posted by John Hardy - Sep 25, 2019, 10:06 AM
Buyers and renters today consistently rank features over location.
Profile of Today’s First-Time Home Buyer
Posted by Mike Dein - Sep 23, 2019, 9:59 AM
Comparing the first-time home buyers of today to twenty years ago.
A Buyer’s Market Likely Coming this Fall
Posted by John Hardy - Sep 20, 2019, 11:34 AM
Many buyers are taking their time shopping for homes and bidding wars have declined, turning the seller’s market of previous years into a buyer’s market.
Watch Out: 7 Common HOA Rules You May Accidentally Break
Posted by John Hardy - Sep 18, 2019, 1:44 PM
Seemingly routine changes to your home’s exterior or a friend visiting in a Recreational Vehicle may violate the rules and leave you with a fine or worse.
Listing Your Home? Emphasize These Features if You’ve Got Them
Posted by John Hardy - Sep 16, 2019, 10:34 AM
Zillow analyzed 4.6 million sales across the country and found that these features tended to sell homes faster and, in some cases, net a greater profit.
Think You’re Saving Money on that Fixer-Upper? Think Again!
Posted by John Hardy - Sep 14, 2019, 10:28 AM
Survey discovers fixer-upper buyers spent much less than buyers who bought move-in ready homes but spent more than that difference to make it livable.
Would a Recession Impact Today’s Housing Market?
Posted by Mike Dein - Sep 12, 2019, 1:11 PM
Networks have been reporting on an impending recession. Although it would not be unusual, it will likely not have the same impact on housing market.