Omaha Moves Here
What Type of Credit Score Matters the Most to a Mortgage?
Posted by Mike Dein - Nov 18, 2020, 9:47 AM
When you apply for a mortgage, your lender will evaluate several factors to…
2 Rules for Setting Perfect Mortgage Budget
Posted by Mike Dein - Nov 13, 2020, 11:13 AM
We can tell how much you are qualified to spend; it's up to you to…
3 Questions to Consider Before Refinancing Your Mortgage
Posted by Mike Dein - Nov 5, 2020, 10:33 AM
Refinancing your home loan when interest rates are low could save you…
4 Easy Tricks to Help You Avoid Wire Fraud Cheats
Posted by John Hardy - Oct 30, 2020, 10:41 AM
Cybercrime is one of the fastest growing threats in the U. S. One of the…
When to Choose a 30-Year Fixed Over a 15-Year Fixed
Posted by Mike Dein - Oct 23, 2020, 10:46 AM
People have depended on 30-year fixed-rates decades but the recent…
Does Your Credit Score Matter in Retirement?
Posted by Mike Dein - Oct 14, 2020, 10:37 AM
Most financial experts agree that maintaining good credit is important for…
Low Down Payment Options: FHA Loan vs. Freddie Mac Home Possible Loan
Posted by Mike Dein - Oct 9, 2020, 10:00 AM
You’ve found the perfect place but there’s one thing standing in between…
Prepare for Bidding Wars this Fall
Posted by John Hardy - Oct 7, 2020, 9:43 AM
Even though home sales tend to slow down in winter months, ongoing…
Federal Reserve Announces New Approach to Inflation and Interest Rates
Posted by Mike Dein - Sep 16, 2020, 10:50 AM
Some economists predict it could be years before there is another interest…
Do You Have a Bad Credit Score?
Posted by Mike Dein - Sep 7, 2020, 10:20 AM
What is considered a “bad” credit score and what can you do to improve…
What to Expect to Pay for Closing Costs
Posted by Mike Dein - Aug 24, 2020, 9:33 AM
Homeowners who are refinancing an existing loan to save money need to…
The Truth About Today’s Low Interest Rates
Posted by Mike Dein - Aug 17, 2020, 11:08 AM
While interest rates have generally trended lower, the rate of interest on…
Private Mortgage Insurance Explained
Posted by Mike Dein - Aug 12, 2020, 10:59 AM
Although some home buyers believe it’s necessary to put down a 20% down…
Waiting to Buy vs. Buying Now
Posted by John Hardy - Aug 10, 2020, 10:47 AM
Historically low rates have motivated many home buyers across the country,…
What You Should Know About Buying a Second Home
Posted by Mike Dein - Aug 7, 2020, 10:15 AM
With many Americans flocking to far-flung regions to escape coronavirus…
What Lower Interest Rates Mean for Your Savings Account
Posted by Mike Dein - Aug 4, 2020, 10:22 AM
While the cost of borrowing money is at an all-time low, savers are earning…
Sellers Requesting Proof of Preapproval Before Allowing Home Tours
Posted by John Hardy - Jul 31, 2020, 9:31 AM
Shopping for a home in the current market conditions have made pre-approval…
How Your Down Payment and Your Credit Score Impact a Mortgage
Posted by Mike Dein - Jul 29, 2020, 9:04 AM
The mortgage application process includes an in-depth review of your…
How to Stretch Your Income if You’ve Been Impacted by the Pandemic
Posted by Mike Dein - Jul 27, 2020, 10:15 AM
With an uncertain road to recovery ahead, Americans are worried about an…
1.3 Million Homeowners Put Down Less than 20%
Posted by Mike Dein - Jul 24, 2020, 9:47 AM
Saving for a down payment is taking longer, low down payment mortgages are…
Questions to Ask Before You Refinance
Posted by Mike Dein - Jul 16, 2020, 10:06 AM
You may be tempted to lower your monthly payment with a mortgage refinance,…
Ask the Experts: Saving for Your New Home
Posted by Mike Dein - Jul 3, 2020, 9:11 AM
Want independence from your landlord? You are not alone. With record low…
Over 3 Million Adults Migrate Home During Coronavirus Quarantine
Posted by Mike Dein - Jun 24, 2020, 9:45 AM
Social distancing and staying has caused many companies to shift to…
Can Your Age and Income Hurt Your FICO Score?
Posted by Mike Dein - Jun 22, 2020, 10:05 AM
If you’re working on improving your credit score it’s important to know…
70% of Homeowners Applying for Forbearance May Not Need It
Posted by Mike Dein - Jun 17, 2020, 10:38 AM
Having a mortgage in forbearance will not immediately impact your credit…
The Credit Score You Should Aim For, According to Experts
Posted by Mike Dein - Jun 15, 2020, 10:07 AM
Experts report having a score of at least 760 will get you the best…
Share of Single American Homeowners Reaches 118-Year High
Posted by Mike Dein - Jun 3, 2020, 9:44 AM
In 2019, single Americans owned 38.4% of US housing stock, the largest…
Expanded Unemployment Benefits: What You Need to Know
Posted by Mike Dein - May 11, 2020, 10:55 AM
The CARES Act was passed to expand unemployment benefits to all workers…
Protect Your Credit Score During the Coronavirus Outbreak
Posted by Mike Dein - May 6, 2020, 9:51 AM
According to a TransUnion survey of over 3,000 people, nearly 60% of…
Know Your Options: Forbearance or Refinance?
Posted by Mike Dein - Apr 24, 2020, 10:47 AM
Many are experiencing financial hardship due to Covid-19 related closures.…
Read This Before Your Refinance Your Student Loans
Posted by Mike Dein - Apr 22, 2020, 9:54 AM
Whether or not you could benefit from a loan refinance, may depend on the…
Coronavirus and Unemployment: What You Need to Know
Posted by Mike Dein - Apr 15, 2020, 10:08 AM
Many industries have experienced changes due to the Covid-19 pandemic. If…
Avoid These Costly Refinance Mistakes
Posted by Mike Dein - Apr 6, 2020, 10:03 AM
Considering a refinance because you've heard about “historically low…
What the $2 Trillion Stimulus Plan Means for You
Posted by Mike Dein - Apr 3, 2020, 11:22 AM
The coronavirus or Covid-19 pandemic has caused a global economic slowdown…
What to Do If You Can’t Make Your Mortgage or Rent Payment
Posted by Mike Dein - Apr 1, 2020, 10:59 AM
In times of economic stress, many families may be wondering what to do if…
What You Can Do Now to Set Yourself up Financially Later
Posted by Mike Dein - Mar 30, 2020, 10:10 AM
Here are four things CNBC contributors identified as the most important…
Flexible Ways to Use the FHA Loan
Posted by John Hardy - Mar 25, 2020, 10:50 AM
The FHA Loan is a popular home loan for first-time home buyers because of…
Why the Fed’s Rate Cut Does Not Mean 0% Mortgage Rates
Posted by Mike Dein - Mar 23, 2020, 10:04 AM
Last Sunday the Federal Reserve cut Federal Funds rates to nearly 0%. It…
9 Million Homeowners Could Save with a Refinance
Posted by Mike Dein - Feb 25, 2020, 8:55 AM
On the fence about a refinance? About 9.4 million homeowners could save an…
What can you do about your debt before you buy a home?
Posted by Mike Dein - Feb 12, 2020, 8:53 AM
When you apply for a mortgage, or any other loan or line of credit, your…
Home Sellers See Record Profits
Posted by Mike Dein - Feb 3, 2020, 1:14 PM
In 2019, sellers netted an average of $65,500, the highest level in 13…
4 Questions to Answer Before You Refinance Your Mortgage
Posted by Mike Dein - Jan 27, 2020, 10:09 AM
A refinance is a new loan that comes a new mortgage and closing costs.…
3 Surprising Documents You May Need for Your Mortgage Application
Posted by Mike Dein - Jan 20, 2020, 10:22 AM
Be prepared before you start your application. Before you apply, gather…
Rising Childcare Costs Hurt Homeownership
Posted by Mike Dein - Jan 15, 2020, 9:33 AM
A major challenge, when it comes to affording a home, is the high cost of…
Watch Out for Haphazard Home Renovations
Posted by John Hardy - Jan 2, 2020, 4:39 PM
Buying a home that was recently renovated can be a great find or a big…
What to Expect from the Housing Market in 2020
Posted by John Hardy - Dec 30, 2019, 10:22 AM
Although recession rumors persisted throughout 2019, the economy does not…
Cash-Out Refinances Reach 12-Year High
Posted by Mike Dein - Dec 26, 2019, 7:06 AM
According to a data analytics firm, refinance volume climbed 132% in the…
End-of-Year Finance Mistakes to Avoid
Posted by Mike Dein - Dec 23, 2019, 10:55 AM
Pay attention to finances now or it could cost you next year. Review your…
Gen Z FICO Scores Exceed Millennial FICO Scores
Posted by Mike Dein - Dec 18, 2019, 1:30 PM
New data reveals that Generation Z (people born in 1995 and onward) have…
Real Estate Experts Warn Against These Kitchen Trends
Posted by John Hardy - Dec 16, 2019, 1:20 PM
What was hot will soon be not. Watch out granite, quartz is here to stay.
What Co-Signing on Someone Else’s Mortgage Means for You
Posted by Mike Dein - Dec 11, 2019, 10:09 AM
If you have a good credit and steady income you may be asked to co-sign…
5 Home Improvement Trends from the Home Improvement Research Institute
Posted by Mike Dein - Nov 13, 2019, 11:14 AM
Many homeowners are taking advantage of lower mortgage rates to reinvest in…
Are you financially prepared for an emergency?
Posted by John Hardy - Nov 4, 2019, 7:42 AM
A study shows that man Americans are unprepared for an emergency like a car…
Expect Bidding Wars this Fall
Posted by John Hardy - Oct 22, 2019, 8:53 AM
After a busy Spring, and two late-in-the-year rate cuts we're expecting an…
Many Seniors Prefer Multigenerational Housing
Posted by John Hardy - Oct 14, 2019, 4:45 PM
In 2018, 20% of Americans lived in a home that included adults from two or…
Average Consumer FICO Score Reaches 706
Posted by Mike Dein - Oct 4, 2019, 10:10 AM
If you are getting ready to refinance or buy a new home, find out your…
What Not to Do When the Fed Cuts Interest Rates
Posted by Mike Dein - Oct 2, 2019, 10:01 AM
Lower interest rates mean a lower cost to borrow money, but also a lower…
Solar Panels Could Increase Your Home’s Resale Value
Posted by John Hardy - Jul 31, 2019, 11:35 AM
Zillow researchers uncovered that homes with solar panels sell for 4.1%…
Over 8 Million Borrowers Could Save with a Mortgage Refinance
Posted by Mike Dein - Jul 17, 2019, 10:50 AM
With a rate and term refinance, a homeowner lowers their monthly mortgage…
You’re Closing on Your Mortgage! Avoid These 5 Things
Posted by Mike Dein - Jun 26, 2019, 1:40 PM
You're almost to the finish line, don't blow your closing in the final…