Omaha Moves Here
What the $2 Trillion Stimulus Plan Means for You
Posted by Mike Dein - Apr 3, 2020, 11:22 AM
The coronavirus or Covid-19 pandemic has caused a global economic slowdown and American businesses and taxpayers are feeling the impact.
What to Do If You Can’t Make Your Mortgage or Rent Payment
Posted by Mike Dein - Apr 1, 2020, 10:59 AM
In times of economic stress, many families may be wondering what to do if they are unable to make a mortgage or rent payment.
Why the Fed’s Rate Cut Does Not Mean 0% Mortgage Rates
Posted by Mike Dein - Mar 23, 2020, 10:04 AM
Last Sunday the Federal Reserve cut Federal Funds rates to nearly 0%. It will influence mortgage rates but unlikely we will ever see 0%.
March Market Forecast: Construction Spending, Mortgage Apps, and More
Posted by Mike Dein - Mar 6, 2020, 9:00 AM
Residential construction specifically jumped 1.4% in December, as strong buyer demand and limited homes for sale persist.
How Paying Off Debt Sets You Up for Financial Success
Posted by Mike Dein - Mar 4, 2020, 8:31 AM
Everyone is trying to spend less and save more, but the key to financial success depends what you’re spending on.
What to Know About Buying a Home Near Water
Posted by John Hardy - Mar 3, 2020, 10:25 AM
Many homeowners are still dealing with last year's flood. Here's some good information to discover how water effects property across the country.
9 Million Homeowners Could Save with a Refinance
Posted by Mike Dein - Feb 25, 2020, 8:55 AM
On the fence about a refinance? About 9.4 million homeowners could save an average of $272 per month if they refinanced their mortgage at today’s rates.
Should you look at homes outside your budget?
Posted by John Hardy - Feb 23, 2020, 1:39 PM
Why would you look at homes outside your budget. There are a few reasons and they aren't reasons that actually break the bank.
What can you do about your debt before you buy a home?
Posted by Mike Dein - Feb 12, 2020, 8:53 AM
When you apply for a mortgage, or any other loan or line of credit, your lender will look at your debt-to-income ratio or DTI.
Caution: What to Know When Buying a Home in Another Country
Posted by John Hardy - Feb 10, 2020, 3:04 PM
Whether you plan to purchase an international vacation home or move abroad permanently, buying overseas is quite the undertaking.
How to Accurately Price Your Home for Sale
Posted by John Hardy - Feb 6, 2020, 9:33 AM
Your home has probably appreciated since you bought it but do you know how much it’s worth? Avoid these red flags if you're going to sell this year.
Home Sellers See Record Profits
Posted by Mike Dein - Feb 3, 2020, 1:14 PM
In 2019, sellers netted an average of $65,500, the highest level in 13 years.
4 Housing Trends to Expect in 2020
Posted by Mike Dein - Jan 29, 2020, 11:37 AM
The Federal Open Market Committee met for the first time in 2020 and based on minutes from last month's meeting, no interest rate movement is expected.
Market Forecast January 2020
Posted by Mike Dein - Jan 24, 2020, 11:02 AM
Market Forecast: FHFA House Price Index, Mortgage Applications, Existing Home Sales
Credit Score Myths You Might Believe
Posted by Mike Dein - Jan 17, 2020, 9:45 AM
Typically, a higher credit score shows lenders that you're responsible with your debt and may help you get a better interest rate but beware of these myths.
Rising Childcare Costs Hurt Homeownership
Posted by Mike Dein - Jan 15, 2020, 9:33 AM
A major challenge, when it comes to affording a home, is the high cost of childcare. One report found childcare costs have risen 49% in the last 25 years.
Housing Market May See An Early Home Buying Season
Posted by John Hardy - Jan 8, 2020, 10:48 AM
Lower rates plus a more stable interest rate environment will likely trigger mortgage momentum heading into the new year.
Watch Out for Haphazard Home Renovations
Posted by John Hardy - Jan 2, 2020, 4:39 PM
Buying a home that was recently renovated can be a great find or a big mistake.
What to Expect from the Housing Market in 2020
Posted by John Hardy - Dec 30, 2019, 10:22 AM
Although recession rumors persisted throughout 2019, the economy does not appear to be slowing down drastically.
Is the home the next family heirloom?
Posted by John Hardy - Dec 27, 2019, 1:17 PM
What do you do if you inherit a house? The three main options, move into the home and live there, turn it into a rental to income, or sell it for a profit.
End-of-Year Finance Mistakes to Avoid
Posted by Mike Dein - Dec 23, 2019, 10:55 AM
Pay attention to finances now or it could cost you next year. Review your finances now to cut excess spending and take advantage of opportunities to save.
Real Estate Experts Warn Against These Kitchen Trends
Posted by John Hardy - Dec 16, 2019, 1:20 PM
What was hot will soon be not. Watch out granite, quartz is here to stay.
What Co-Signing on Someone Else’s Mortgage Means for You
Posted by Mike Dein - Dec 11, 2019, 10:09 AM
If you have a good credit and steady income you may be asked to co-sign someone's home loan. If they miss a payment your FICO score can drop 90- 110 points.
Commonly Overlooked Home Hazards
Posted by John Hardy - Dec 4, 2019, 10:01 AM
You don’t have to save your cleaning for the spring! Zillow researchers narrowed down the top five household hazards and how you can avoid them.
Buying a Home for the Holidays
Posted by John Hardy - Dec 2, 2019, 10:20 AM
During the holidays, home buying and selling activity tends to slow down, if you're a buyer this can work to your advantage.
5 Home Improvement Trends from the Home Improvement Research Institute
Posted by Mike Dein - Nov 13, 2019, 11:14 AM
Many homeowners are taking advantage of lower mortgage rates to reinvest in their home through improvement projects rather than search for a new home.
Seniors Need to Consider the Financial Perspective of Their Home
Posted by aneedham - Nov 11, 2019, 10:43 AM
After years of living independently and countless memories, you’ve made the difficult decision to move into an assisted living facility.
Looking to flip homes? Look in the Midwest!
Posted by John Hardy - Nov 7, 2019, 7:03 AM
Home flipping is one of the ways real estate investors make money. The practice is usually popular in markets experiencing rapid appreciation.
Are you financially prepared for an emergency?
Posted by John Hardy - Nov 4, 2019, 7:42 AM
A study shows that man Americans are unprepared for an emergency like a car accident or unexpected medical cost.
Warning: 7 Outdated Home Décor Trends According to Real Estate Experts
Posted by John Hardy - Oct 28, 2019, 9:51 AM
All good trends must come to an end! It all depends on how long you plan on living in your home. Your style preferences come first.
Expect Bidding Wars this Fall
Posted by John Hardy - Oct 22, 2019, 8:53 AM
After a busy Spring, and two late-in-the-year rate cuts we're expecting an even busier Fall, bidding wars included.
Are you making this big money-saving mistakes?
Posted by Mike Dein - Oct 18, 2019, 8:46 AM
While most of us know we are “saving for retirement,” we may forget we are actually “investing for retirement.”
Investing in Real Estate vs. Stocks
Posted by Mike Dein - Oct 16, 2019, 8:43 AM
While all investments come with a degree of risk and reward, investing in real estate tends to appreciate over time, and it is a useable, tangible asset.
Why School Districts Matter, Even if You Don’t Have School-Age Children
Posted by John Hardy - Oct 9, 2019, 10:32 AM
It will influence the overall value of your home. When it comes time to sell, it may even help you sell faster and earn a larger profit.
Average Consumer FICO Score Reaches 706
Posted by Mike Dein - Oct 4, 2019, 10:10 AM
If you are getting ready to refinance or buy a new home, find out your credit score. A good credit score will help you qualify for your home loan.
What Not to Do When the Fed Cuts Interest Rates
Posted by Mike Dein - Oct 2, 2019, 10:01 AM
Lower interest rates mean a lower cost to borrow money, but also a lower return on your savings investments. Here's what not to do when the rates drop.
Did you know your homeowner’s insurance may cover this?
Posted by John Hardy - Sep 27, 2019, 11:13 AM
Did you know your homeowner’s insurance may cover some unexpected hazards in addition to fire, theft and weather damage?
Home Buyers Rank Air Conditioning Over Proximity to Family and Friends
Posted by John Hardy - Sep 25, 2019, 10:06 AM
Buyers and renters today consistently rank features over location.
Profile of Today’s First-Time Home Buyer
Posted by Mike Dein - Sep 23, 2019, 9:59 AM
Comparing the first-time home buyers of today to twenty years ago.
Watch Out: 7 Common HOA Rules You May Accidentally Break
Posted by John Hardy - Sep 18, 2019, 1:44 PM
Seemingly routine changes to your home’s exterior or a friend visiting in a Recreational Vehicle may violate the rules and leave you with a fine or worse.
Listing Your Home? Emphasize These Features if You’ve Got Them
Posted by John Hardy - Sep 16, 2019, 10:34 AM
Zillow analyzed 4.6 million sales across the country and found that these features tended to sell homes faster and, in some cases, net a greater profit.
Think You’re Saving Money on that Fixer-Upper? Think Again!
Posted by John Hardy - Sep 14, 2019, 10:28 AM
Survey discovers fixer-upper buyers spent much less than buyers who bought move-in ready homes but spent more than that difference to make it livable.
Would a Recession Impact Today’s Housing Market?
Posted by Mike Dein - Sep 12, 2019, 1:11 PM
Networks have been reporting on an impending recession. Although it would not be unusual, it will likely not have the same impact on housing market.
Do the Math: How much do you need to save for a down payment?
Posted by Mike Dein - Sep 10, 2019, 8:38 AM
To determine how much you will need to save for a down payment, start with these equations.
How Soon is too Soon to Sell Your Home?
Posted by John Hardy - Sep 6, 2019, 11:49 AM
Most real estate professionals recommend waiting at least five years after buying a home before selling it but sometimes you benefit from selling sooner.
Tesla Tests Rental Solar Panels in Six States
Posted by John Hardy - Sep 3, 2019, 10:20 AM
Tesla is pioneering a rental program with no installation costs and no time commitment.
4 Ways to Reduce Your Biggest Expense During Retirement
Posted by Mike Dein - Aug 22, 2019, 2:58 PM
Financial contributors at the Motley Fool compiled this list of four ways to reduce your biggest expense during retirement.
Choosing the Right Size Home: Floor Plan vs. Square Footage
Posted by John Hardy - Aug 8, 2019, 5:12 PM
Bigger isn't always better. A larger home with poorly used space won’t serve you as well as a smaller home with the right layout.
5 Most Common First-Time Home Buyer Mistakes, According to Realtors
Posted by John Hardy - Aug 5, 2019, 3:56 PM
Working with a Realtor or real estate agent can help you avoid any rookie mistakes.
Solar Panels Could Increase Your Home’s Resale Value
Posted by John Hardy - Jul 31, 2019, 11:35 AM
Zillow researchers uncovered that homes with solar panels sell for 4.1% more on average than similar homes without solar power.
Build-to-Rent Housing Growing Popular
Posted by Mike Dein - Jul 29, 2019, 11:25 AM
With foreclosure and distressed property sales at an all-time low, investors are looking for new ways to satisfy demand for single-family rental homes.
Over 8 Million Borrowers Could Save with a Mortgage Refinance
Posted by Mike Dein - Jul 17, 2019, 10:50 AM
With a rate and term refinance, a homeowner lowers their monthly mortgage payment by originating a new loan with a lower interest rate.
Read This Before Buying a Home With a Pool
Posted by John Hardy - Jul 5, 2019, 2:47 PM
A pool could mean endless summer fun and higher resale value or it could become a pitfall if you don’t do your due diligence or maintain the pool.
You’re Closing on Your Mortgage! Avoid These 5 Things
Posted by Mike Dein - Jun 26, 2019, 1:40 PM
You're almost to the finish line, don't blow your closing in the final minutes
Are you making these common house hunting mistakes?
Posted by Mike Dein - Jun 24, 2019, 9:28 AM
Your new home is going to be the place where you host your holidays, raise your family, and make happy memories. Don't get caught up in the chase.
Good vs Bad Debt
Posted by John Hardy - May 31, 2019, 10:45 AM
As a consumer, it’s important to understand the differences between good and bad debt and how to use credit responsibly to maintain a good credit score.
5 Challenges Home Sellers Face in 2019
Posted by Mike Dein - May 17, 2019, 10:44 AM
No matter what the market is doing, home sellers will face various challenges in 2019.
1 in 6 Home Buyers Get Down Payment Assistance from Seller
Posted by Mike Dein - May 14, 2019, 1:03 PM
Saving for a down payment has become increasingly difficult as home prices rise, rents go up, and student loan debt reaches record highs.
5 Questions to Ask that Could Save You Money
Posted by John Hardy - May 8, 2019, 11:52 AM
Sometimes asking a simple question could save you hundreds or thousands of dollars.
Natural Disasters Have Lasting Impact on Credit Scores
Posted by Mike Dein - Apr 26, 2019, 10:28 AM
The Urban Institute identified zip codes to determine the long-term effects on residents’ credit scores.