Omaha Moves Here
Mortgage Debt Reaches 10-Year High
Posted by John Hardy - Dec 7, 2018, 12:32 PM
The Federal Reserve announced outstanding mortgage debt totaled $10.2 trillion in the second quarter of 2018, up 2.7%
Can you afford to buy a home? How much to spend on housing?
Posted by Mike Dein - Dec 5, 2018, 1:39 PM
For most Americans, both renters and homeowners, housing is their largest expense. But how much is too much to spend on housing costs?
Market Forecast December 2018
Posted by Mike Dein - Dec 3, 2018, 11:22 AM
Heading into the end of the year, mortgage rates have leveled out after rising following September’s interest rate hike.
Tips For Safe Online Holiday Shopping
Posted by John Hardy - Dec 1, 2018, 11:18 AM
Don’t let cyber criminals Grinch you this holiday season.
3 Common Renovation Mistakes to Avoid
Posted by Mike Dein - Dec 1, 2018, 10:12 AM
Common Renovation Mistakes To Avoid. HGTV hosts of the Property Brothers, Drew and Jonathan Scott compiled a list.
When a "Bargain" Really is a Bargain
Posted by Mike Dein - Nov 28, 2018, 10:02 AM
When Is A Bargain Really A Bargain? Finding a “bargain” could be good news for savvy shoppers but the description could be misleading.
Community First Focus Helps Rehabilitate Homeless
Posted by Mike Dein - Nov 26, 2018, 5:38 PM
This model of addressing homelessness emphasizes stable housing before unemployment and substance abuse.
Saving for a Down Payment Might Take up to 7 Years or More
Posted by John Hardy - Nov 10, 2018, 9:34 AM
Getting creative could cut saving process down to months with one of our partners.
Soccer in the Streets Converts Unused Public Space into a Place to Play
Posted by Mike Dein - Nov 8, 2018, 10:05 AM
Since the flagship fields in Atlanta were established, other American cities are showing interest.
How the Rust Belt is Attracting Millennial Home Buyers
Posted by Mike Dein - Nov 7, 2018, 11:06 AM
Midwestern states including Ohio, Michigan, and Wisconsin, sometimes known as the Rust Belt, are experiencing a revival as Millennials put down new roots.
Generation Z Home Buyers Entering the Market with Help from Family
Posted by Mike Dein - Oct 23, 2018, 1:55 PM
According to Zillow, 3% of last year’s home buyers were born after 1995, meaning over 100,000 homeowners across the country are 23 and younger.
How many houses should buyers see in a day?
Posted by Mike Dein - Oct 22, 2018, 1:57 PM
Overdoing it with home tours may cause you to forget details about specific houses and mix properties up.
How to Be a Landlord When You Retire
Posted by Mike Dein - Oct 18, 2018, 11:09 AM
A new trend is emerging among retirees who choose to downsize in retirement, converting their former home into rental properties.
What Judge Kavanaugh Confirmation Means for the Future of the CFPB
Posted by Mike Dein - Oct 17, 2018, 1:40 PM
The Senate's vote to confirm Judge Kavanaugh to the Supreme Court has Washington questioning what will happen to the Consumer Financial Protection Bureau.
Market Forecast October 2018
Posted by Mike Dein - Oct 15, 2018, 2:11 PM
Builder sentiment was positive last month. Housing starts jumped, but building permits tapered off. Existing home sales were unchanged.
What does your home insurance cover?
Posted by Mike Dein - Oct 2, 2018, 2:28 PM
Hurricane Florence caused an estimated $20 to $30 billion of damage to commercial and residential properties throughout North and South Carolina.
Improving Shared Spaces Starts with Keeping Sidewalks Clean
Posted by John Hardy - Sep 25, 2018, 2:28 PM
Metros across the country have experienced a recent influx of new sidewalk clutter in the form of dockless electric scooters.
Buyer Beware: How to Spot Down Payment Wire Transfer Fraud
Posted by Mike Dein - Sep 22, 2018, 3:16 PM
CNBC reported on a new variant of wire transfer fraud schemes targeting home buyers at the time of closing.
Market Forecast Third Quarter 2018
Posted by Mike Dein - Sep 21, 2018, 11:05 PM
Market Forecast: Housing Market Index, Existing Home Sales, and Housing Starts and Building Permits.
Millennials Delay Marriage, Not Homeownership
Posted by John Hardy - Sep 17, 2018, 2:25 PM
In 1985, 75% of first-time home buyers were married, today, it’s 57%.
Trees Do More Than Lower Heat in Dallas Neighborhood
Posted by Mike Dein - Sep 9, 2018, 11:27 AM
Because of the “heat island” effect, urban areas tend to be 10 to 20 degrees hotter than surrounding rural areas.
First-Time Home Buyers Outnumber Repeat Buyers
Posted by John Hardy - Sep 4, 2018, 2:15 PM
Despite the down payment obstacle, first-time home buyers continue to dominate the housing market.
Getting the Best Return on Investment for Your Remodel
Posted by Mike Dein - Aug 28, 2018, 2:17 PM
A home renovation project improves the livability of the home and can increase the resale value, learn how to get the most return on your investment.
Omaha Real Estate Market Correction Coming
Posted by John Hardy - Aug 25, 2018, 11:01 AM
Just like every other industry, Real Estate has cycles. Here's what to expect
If You Live in a Flood Zone, Read This
Posted by Mike Dein - Aug 23, 2018, 2:38 PM
Even if your home is not located on a shore or beach, you may be living in a flood zone. More than 41 million Americans currently live in flood zones.
More First-Time Home Buyers Using Retirement Money for Down Payment
Posted by Mike Dein - Aug 21, 2018, 2:21 PM
In an alarming trend, one in three homeowners ages 21-34 from took out loans against their retirement account to pay for their down payment.
Should You Buy First or Sell First?
Posted by Mike Dein - Aug 17, 2018, 1:53 PM
Each route has its own advantages, depending on your situation. Read this then consult with us on the best option for your situation.
Amazon Unlikely to Disrupt Mortgage Lending
Posted by Mike Dein - Aug 15, 2018, 2:02 PM
With Amazon tapping into so many industries, it’s not surprising that a rumor has started about a possible mortgage lending division.
Millennial Home Buyers’ Biggest Regret
Posted by Mike Dein - Aug 13, 2018, 2:29 PM
20% down on a home can eliminate mortgage insurance costs but consider the additional costs before sinking your entire savings into the down payment.
Finding the Right One
Posted by John Hardy - Aug 10, 2018, 1:35 PM
Falling for a home too hard, too fast, can cost you. Before you make an offer on a home it’s a good idea to get to know it.
Proposed Bill Could Mean Higher VA Loan Fees
Posted by Mike Dein - Aug 8, 2018, 2:22 PM
The Blue Water Navy Vietnam Veterans Act of 2018 recently moved to the Senate after getting approved with a vote of 382-0 in the House of Representatives.
Adjustable-Rate Mortgages Popular Again
Posted by Mike Dein - Aug 7, 2018, 11:27 PM
With an adjustable-rate mortgage, the interest rate will move up or down after a fixed period of an introductory rate that lasts three to seven years.
How to Really Retire Early
Posted by Mike Dein - Aug 1, 2018, 4:55 PM
Simply saving money is not enough to build wealth. It’s not about how much money you save, but what you do with that savings.
Don’t Believe This Big Credit Card Myth
Posted by Mike Dein - Jul 25, 2018, 1:28 PM
Lenders use the credit score to evaluate a borrower’s ability to repay the loan. Your credit score is integral to your ability to qualify for a mortgage.
Homeowner Equity Hits Record High
Posted by Mike Dein - Jul 23, 2018, 1:29 PM
This month, tappable homeowner equity, reached the highest level ever recorded.
For Sale by Owner: Proceed with Caution
Posted by Mike Dein - Jul 17, 2018, 2:50 PM
Home sellers choose the FSBO route because they believe they will earn a larger profit by not having to pay their real estate agent a commission fee.
How to Buy a Home When You’re Self-Employed
Posted by Mike Dein - Jul 12, 2018, 5:59 PM
Buying a home when you are self-employed or own your own business will require more documentation than if you are a salaried employee with a yearly W2.
Feds Cracking Down on Uptick in Wire Fraud
Posted by Mike Dein - Jul 9, 2018, 5:29 PM
Financial institutions around the country have seen an increase in wire fraud activity this year, especially through email phishing and ransomware.
How to Spot What’s Hiding in a Staged Home
Posted by Mike Dein - Jul 2, 2018, 2:39 PM
While home staging can accentuate a home’s nice features, it can also cover up some unwanted damage.
First-Time Home Buyers: How to Compete in Today’s Market
Posted by Mike Dein - Jun 25, 2018, 10:10 AM
Low inventory and an influx of home buyers has created a competitive housing market for first-time buyers and starter homes are feeling the crunch.
Mortgage Application Denied. What to do Next
Posted by Mike Dein - Jun 18, 2018, 9:39 AM
While it’s a setback, mortgage application denial does not have to mean the end of your home search. Take these proactive steps to get you back on track.
Coming Up: What to Watch in Housing
Posted by Mike Dein - Jun 17, 2018, 2:58 PM
A list of the top issues impacting real estate and mortgage lending over the next three to seven years.
Buyer Tips: House-Hunting Red Flags
Posted by John Hardy - Jun 11, 2018, 9:59 AM
Buying a home is a huge financial commitment, so it’s important to know what you’re getting into before you put down that deposit.
How Planning Ahead Can Save You Money on these Housing Expenses
Posted by Mike Dein - Jun 6, 2018, 2:07 PM
Homeownership advocates often tell you that owning a home is cheaper than long-term renting and this argument is one of the oldest debates in real estate.
Your Mortgage Shouldn’t be One Size Fits All
Posted by Mike Dein - May 31, 2018, 2:18 PM
This year’s Mortgage Bankers Association conference most prevalent topic of discussion was the growing market for different types of mortgage loans.
Three Reasons Not to Buy The Best House on the Block
Posted by John Hardy - May 30, 2018, 9:24 AM
So, you found the perfect house right in the area you wanted to find the perfect house and it doesn’t need a lick of work. HUGE SCORE, RIGHT! Not so fast.
Why Some Millennials are Skipping Starter Homes
Posted by Mike Dein - May 14, 2018, 5:14 PM
Millennials have delayed homeownership long enough to advance to a comfortable place in their career and qualify for the financing needed for a larger home.
NEVER Put These Expenses on Credit Cards
Posted by Mike Dein - May 10, 2018, 2:56 PM
NEVER put these expenses on credit cards. Credit cards are no longer the "emergency use only" tools they once were. Outstanding consumer credit card debt surpassed $1 trillion in 2017, the highest it's ever been.
Credit Scores Could Improve
Posted by Mike Dein - May 6, 2018, 12:19 AM
Earlier this month, all three major credit bureaus, Experian, Equifax, and TransUnion, announced they would exclude tax liens from consumer credit reports.
Housing Homeless Veterans
Posted by Mike Dein - May 4, 2018, 12:25 AM
HUD and VA Commit $43 Million Toward Housing Homeless Veterans
Posted by Mike Dein - May 3, 2018, 6:00 AM
What Unmarried Couples Should Know When Buying a Home Together.
Market Forecast April 2018
Posted by Mike Dein - Apr 23, 2018, 11:14 PM
Market Forecast Existing Home Sales, Case-Shiller Home Price Index, New Home Sales
FHFA Increases Conforming Loan Limits
Posted by Mike Dein - Nov 27, 2017, 7:06 AM
Last week, the Federal Housing Finance Agency (FHFA) increased the maximum conforming loan limits for the second year in a row.
Get The Best Price
Posted by John Hardy - Oct 4, 2016, 2:20 PM
So, you're ready to sell your property. Want to get the best price? Start with our advice and you'll walk away with more cash in your pockets.
Trying to Time the Housing Market
Posted by John Hardy - May 3, 2016, 6:12 PM
Marketing your home properly can be the difference between selling it or just having it on the market, no matter what the market conditions might be.
To Buy Or Not To Buy?
Posted by John Hardy - Dec 1, 2015, 12:52 PM
Buying a home is a commitment, not a game. So, if you’re sitting on the fence about whether or not to buy a home in Omaha, we have some things to consider.
Is New For You?
Posted by John Hardy - Nov 3, 2015, 12:46 PM
Looking for new construction? New home construction has picked up all over the country. Lots are disappearing fast and claiming premium prices.
Is Your House On The Market, or Only Listed?
Posted by John Hardy - Oct 6, 2015, 5:37 PM
Is your house actually "on the market" or is it "only listed" on the MLS? Pricing your property too high can cause a lot of damage. Discover the dangers.