Tips For Safe Online Holiday Shopping
You’ve probably finished all the leftover turkey by now and are hitting high gear for shopping this weekend. Before you hit elf-mode, we thought we’d share some online safety tips so you don’t get taken advantage of unknowingly.
1) Do your research. If you’re unsure of a specific item to buy, search online for reputable reviews or ask friends what they’ve bought. For example, you want to buy your wife a new digital camera but don’t know which ones are the best for the money. Beware of rock-bottom prices though, if something sounds to good to be true it usually is.
2) Only shop on websites you trust or have “https”, the “s” and padlock icon mean that the website is safe to share personal information.
3) Beware of email scams! Clicking on tempting offers from unknown senders could cost you and infect your computer with unknown viruses or malware.
4) Pay with a credit card. Paying with a credit card offers the best liability protection — online and offline. Why? If someone racks up unauthorized charges on your credit card, federal regulations say you won’t have to pay while the card company investigates. Most major credit cards offer $0 liability for fraudulent purchases. Be diligent about check your statements, if you don’t report theft or fraud within a certain amount of time you may not be reimbursed.
5) Create a STRONG password. You’d be surprised how little thought most shoppers put into creating a password. Hackers are watching and if you haven’t already accidently downloaded a keytracking virus here’s a list of the 25 most commonly used passwords.
You can check out more safety tips using the sources below. With eMarketer predicting nearly $1 trillion in online sales you can see that the holiday landscape is a gold mine for hackers.
Don’t let yourself get Grinched.